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Note on RELIGARE ENTERPRISES LTD (REL)

REL[1]:
Religare Enterprises Limited (REL) is the holding company for one of India’s leading diversified financial services groups.  REL offers an integrated suite of financial services through its underlying subsidiaries and operating entities, includes loans to SME’s, Capital Markets, Wealth Management, Life and Health insurance and Asset Management. REL is listed on the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE) in India.

SUBSIDIARIES OF REL[2]:



BRIEF OVERVIEW OF REL SUBSIDIARIES[3]:
S.No.
Company
Subsidiary/J.V
% held by REL
Areas of operation

1.      
Religare Securities Ltd.
Subsidiary
100%

􀂄 Retail Equity Broking
􀂄 Priority Clent Equity Services
􀂄 Online Investment Portal
􀂄 Institutional Equity Broking (To be shifted to RCML)
􀂄 Portfolio Management Services
􀂄 Depository Services

2.      
Religare Finvest Ltd.
Subsidiary
84%
􀂄 Lending and Distribution Business

3.      
Religare Capital Markets Ltd.
Subsidiary

100%

􀂄 Investment banking - SEBI Registered Category I
Merchant Banker
􀂄 Corporate Finance
􀂄 Acquired Hichens through an international arm

4.      
Religare Commodities Ltd.
Subsidiary
100%
􀂄 Retail Commodity Broking Business

5.      
Religare Insurance Broking Ltd.

Subsidiary

100%


􀂄 Life and Non Life Insurance Broking Business
􀂄 Re-insurance

6.      
AEGON Religare Life Insurance
Company Ltd.

Joint Venture

44%

􀂄 Life insurance company, JV with Aegon (26%), REL
(44%) and Bennett & Coleman (30%)
􀂄 Commenced operation in July 2008

7.       
Religare Macquarie Wealth
Management Ltd.

Joint Venture

50%

􀂄 50: 50 joint venture with Macquarie for wealth
management business

8.       
Religare AEGON Asset
Management Company Private Ltd.

Joint Venture

50%

􀂄 50:50 Joint Venture between REL and Aegon for Asset
Management business in India

9.       
Vistaar Religare Capital Advisers
Ltd.

Joint Venture

50%

􀂄 50:50 Joint Venture between REL and Vistaar
Entertainment Ventures Private Ltd. for film fund
􀂄 Received SEBI approval for registration as venture
capital fund under SEBI Regulations, 1996


Religare Invesco Asset Management Company Private Limited
Joint Venture
51%
􀂄 Equity
􀂄 Fixed Income
􀂄 Hybrid /ETFs / Alternatives
􀂄 Fund of Funds


AEGON RELIGARE LIFE INSURANCE COMPANY LTD.

Joint Venture
44%
􀂄 Term Pans,
􀂄 Health Plans, 􀂄 Savings 
􀂄 Plans, Child 􀂄 Plans
􀂄 Unit-linked plans






RGAM INVESTMENT ADVISERS PVT. LTD.

Subsidiary
100%
􀂄 Brokerage
􀂄 health & life insurance
􀂄 asset management,
􀂄 SME lending, 􀂄 wealth management,
􀂄 institutional equities
􀂄 investment banking services


RELIGARE HEALTH INSURANCE CO. LTD.
SUBSIDIARY
90%
HEALTH INSURANCE


1.      RELIGARE SECURITIES LTD
2.      RELIGARE FINVEST LTD
3.      RELIGARE CAPITAL MARKETS LTD.
4.      RELIGARE INVESCO ASSET MANAGEMENT CO. PVT. LTD.
5.      AEGON RELIGARE LIFE INSURANCE COMPANY LTD.
6.      RGAM INVESTMENT ADVISERS PVT. LTD.

RELIGARE SECURITIES LTD[4]:
Religare Securities Limited (RSL), the broking arm of REL, offers services such as equity broking (cash and derivatives segments), currency futures and options broking and depository participant services. It is affiliated with the country's leading exchanges (NSE and BSE) and is a depository participant with NSDL and CDSL.
Major activities and offerings of the company include equity broking both offline and online, depository participant services,portfolio management services and institutional brokerage.
Member of the NSE, BSE, depository participant with NSDL and CDSL, and SEBI approved portfolio manager. Thus registered under SEBI Act,  as a security trading firm.
Businesses under Religare Securities Ltd. include:
1.       Retail Equity Broking
2.       Priority Client Equity Services
3.       Online Investment Portal
4.       Institutional Equity Broking (To be shifted to RCML)
5.       Portfolio Management Services
6.      Depository Services

RELIGARE FINVEST LTD[5]:
Religare Finvest Limited (RFL) a subsidiary of Religare Enterprises Limited (REL), is a Small and Medium Enterprise (SME) financing focused NBFC. With a wide network of branches and ISO certification 9001:2008, RFL is committed to providing debt capital to power the growth of the SME’s which constitute as the backbone of India’s economy. The diversified suite of lending solutions include :-
1.      SME Mortgage Loans
2.      SME Working Capital Loans
The company also runs a retail capital markets financing business which includes Loan Against Marketable Securities.
RELIGARE FINVEST LIMITED is a Public Limited Company incorporated under the Companies Act, 1956 and registered as a Non-Banking Financial Company within the meaning of the Reserve Bank of India Act, 1934 (2 of 1934.

RELIGARE CAPITAL MARKETS LTD.:
Incorporated in February 2007, Religare Capital Markets Ltd. (“RCML”) has the approval for Category I Merchant Banker from SEBI
Businesses under RCML:
1.      Corporate Finance – Offers diverse financial solutions in areas such as corporate debt, private equity, IPOs, ECB,FCCB, GDRs and ADRs
2.      Investment Banking - Divided into merchant banking and transaction advisory services. Includes underwriting public equity offerings, mergers and acquisitions advisory services, corporate restructuring services, placement of private debt and equity offerings.

RELIGARE INVESCO ASSET MANAGEMENT CO. PVT. LTD.[6]:
Religare Invesco Asset Management aims to serve investment needs of domestic and global investors; individuals, corporate and institutions through mutual funds and sub-advised portfolios.
The investment objective is to generate steady capital appreciation by investing in companies that are fundamentally strong and are available at attractive valuations.
Types of securities dealt with:
Equity & Equity Related Instruments, Fixed Income Instruments, Cash & Cash Equivalent.
AEGON RELIGARE LIFE INSURANCE COMPANY LTD.[7]:
AEGON, an international provider of life insurance, pensions and asset management, Religare, holding company for one of India’s leading diversified financial services groups and Bennett, Coleman & Company, India’s largest media conglomerate, have come together to launch AEGON Religare Life Insurance Company Limited (ARLI). This venture is dedicated to build a customer-centric business and provide a work environment that fosters excellence and innovation. This joint venture adopts a local approach with the power of global expertise.
Registered under the IRDA
RGAM INVESTMENT ADVISERS PVT. LTD.:
RGAM facilitates the development of Affiliates and the underlying businesses/funds through access to its distribution and service teams, helping them efficiently raise capital and service investors.
Services:
Brokerage, asset management, Small and medium enterprises (SME) lending, wealth management, institutional equities, Investment banking services, equity services, commodity services, currency derivatives, interest rate futures and mutual fund segments.




[1]http://www.religare.com/About-Religare.aspx , OFFICIAL RELIGARE WEBSITE, LAST VISITED 4/02/15
[2] http://www.religare.com/Our-Structure.aspx, OFFICIAL RELIGARE WEBSITE, LAST VISITED 4/02/15
[5] http://www.religarefinvest.com/about-us.aspx, OFFICIAL RELIGARE FINVEST WEBSITE, LAST VISITED 4/02/15
[6] http://www.religareinvesco.com/whoweare.aspx, OFFICIAL RELIGARE INVESCO WEBSITE, LAST VISITED 4/02/15
[7] http://www.aegonreligare.com/company/about-us, official website, last visited 04/02/15

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